Hey Moises, hope all is well.

If your current floor was peel & stick, you could easily use a hair dryer to soften the adhesive of the damaged tiles, lift them up and drop in new replacement tiles.

There’s lots of ways to protect yourself.

@Ryan DaultonI have 20+ people I know invested in atm funds and they are not doing well at all.

build a triplex and think outside your market. you can take that and build over and over and if you build with resale and exit and equity in mind you'll be able to find locations where the new build value is enough to pull equity out and cash flow as well at the 1% rule.

I know placer.ai has been a big name in the game as well.

please share any info on insurance companies that provide umbrella insurance for liability protection .

I shot you a DM with a BK attorney as well, he is a good one and works in California. 

Some areas and lots use well water others have city water.

Are you planning to invest only in your local market, or are you open to exploring opportunities elsewhere as well?