This is additional wear-and-tear on your property.4.

My question is- will I be able to finance it just under my name, but have her name listed on the title in addition to mine? 

Not exactly:If you moved out in 09-14 and you move back in now, until 09-19, that year up until 09-14 drops off as it wouldn’t be within 5 years.Also, since you lost the 121 exemption in 09-17, if you moved back in for the 2 years you’d need, you wouldn’t get the full exemption.....it would be prorated based on the number of years you did occupy verses those you didn't.In your case, at 09-20, it would be about a 2/3 exemption (8 years verses 4).Also important, the 121 exclusion only applies to the Half you lived in.....the other half is treated like an investment property.You’re also going to have depreciation recapture on the other half, plus your half while it was a rental.  

Additionally, most banks will require a vesting/resting phase of anywhere from 6-12 months, i.e. you'll have to own the property that long before being allowed to refinance.

Good Morning BPers,I'm buying my first house In Old Colorado City next week, very excited, and will be doing some expanding and an addition to the house.I'm looking for recommendations for general contractors and handy men or women, to work on this project.If anyone has good experinces with companies or individuals, working in the Springs area, I'd really like to get their information.Thank you in advance~Will

Just keep shopping.One additional thought to what Jeff said about the leverage a selling broker has over a 1031 buyer - There is no requirement to reveal the 1031 when going into contract. 

Project management, SCRUM, additional users would be amazing but a secondary requirement. 

@Sam Hickey Thanks for the additional info, I was browsing a bit on the USDA site but since their properties are mostly in low population areas I believe that wouldn't be great for downtime getting a tenant in.

Unless my part time (weekends.) work with my broker can pull in additional income, like a few thousands each month, then nothing else really is worth it. 

Since I'm inheriting all the risk by funding 100% of the deal, I'm not sure I'm not sure I'm comfortable, but am unsure on what else to have in writing to make it right.In addition to this proposal, I've already purchased 3 lots in New Bern, which was presented me to this same person.