I find their technology platform excellent, unusual and cost effective pricing, and great responsiveness.

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Or did you hire a virtual assistant (whom you have never met in person) and select the best candidate?

Then when the market gets frothy you can be more selective and buy less properties only when the numbers work in an overheated market. 

With commercial you're probably looking at 5 year fixed, 30 amortization, then adjustable rate after 5 years.5-20 is sort of a no man's land as a resident manager is not cost effective. 

It is suppose to go into effect November 15, 2015.

Personally, I prefer to handle the entire tenant placement process myself for the following reasons:-nobody will care more than me-I have processes in place for all aspects of tenant placement (so I don't need to spend any time learning how to do it)-I like to meet all the prospective tenants in person (meeting in person vs. on paper or over the phone can be very important and effect your decision)Again, that is just my preference.  

Then, you could effectively get a discount on the real estate and pay no interest (to yourself). 

Effective Date: 10-06-1980 5313.02 Required provisions of land installment contracts.