Since then, the dollar has decreased in buying power by 60%.

What is a license going to do for me besides make NAR feel better and increase their profits while decreasing mine?

Anyone who disagrees with increasing housing density and supply does so because they know it will cause their home value to decrease.

Some economists are claiming that this raise was already priced into current mortgage rates ranging in the 7s hinting to a possible natural decrease to the low 6s without any further action. 

huge run-up in prices over the last 5 years then a slight decrease; huge run-up in investor purchases then a slight decrease.

Interest rates have been decreasing and they were not relevant, now they are a game changer.

A more accurate statement would be:Properties priced at $300,000 rose by 6%Properties priced over $1M fell by 14%Proeprties priced at $100,000 fell by 10%My point is that the metro average of a 5.8% decrease does not apply to any of the properties.How We Solved the ProblemI developed software that calculates the average monthly rent growth for our targeted property segment.

The cap limits how much your interest rate can increase or decrease during each adjustment period and over the life of the loan.With a 3/5 ARM, you would have a fixed interest rate for the first 3 years, and then the interest rate would adjust every 5 years for the remainder of the mortgage term.

At the same time, have you and the neighbors talk to the town and hear your legal remedies, the town will be on your side, especially if you have written proof that it's decreasing property values, they'll probably be on his tail just like you are and can help you enforce in less than months probably. 

One way or another, however, the investors must work to pay down loans, increase rents and decrease expenses wherever possible.