Any creative ways I can get a mortgage with basically having only one year working for myself? 

I have a few ideas in mind already but I'm absolutely horrible in the designer/creative visualization area....would love to see how others would chime in

I'm well versed in computer software like adobe creative suite, ms word, excel, PowerPoint.

I recognize that the deals are probably still out there waiting to be found and creativity plays a roll in that, but this market does fuel some of my hesitance on urgency.

In these cases, the specific sector was over-inflated and collapsed as faulty - maybe even fraudulent financial vehicles and/or practices were introduced to suck even more money out of the sector as it heated up.Just because the dot com sector eventually swallowed reality and fixed its fundamentals on value products/services, the energy sector resolved in the courts, and the housing sector flushed out its overly speculative practices (many of which were really bank-driven, primarily as loans issued to folks who had no business buying housing - and toxic mortgage packages created with weird names and no vehicle history to attract investments thus made with no due diligence and no 3rd party oversight - which took unprecedented government intervention and bailout across many sectors to fix), doesn't mean that the next sector downturn trigger doesn't lurk out there.What some call creativity or innovation is really just greed masked in packages so new and weird that due diligence is nearly impossible.  

Purely a guess at the moment, but he also runs the risk of losing the ability to creatively use the land if the mapping goes the wrong way.

The funny thing is it's all so preventable: get a license, line up some money or buy creatively...No need to broker with a license, people need to use their heads and stop listening to gurus from Arizona. 

It had some creative financing partnering with another BP member! 

We are also currently investigating owner financing, but wondering if anyone had encountered this before and came up with a creative solution.

The second was a traditional finance at $203,296 with an inspection and finance contingency, and the third was an attempt at creativity inspired by Greg S.