He got married, moved out, costs have gone up, and he made a few adjustments, rented out the 4th bedroom and continues to hold it.

It's in a great area that will continue to go up in the long term even if it dips in the short. 

But I think the 28 Corridor represents a good appreciation play.

I would recommend looking into West Kensington, Frankford, and Port Richmond-  You can still find great deals there withe excellent cashflow, and I believe the path of progress will continue to march into those areas and increase values. 

I think you're both right and I can get through it so long as I show that I'm playing by the rules and have a plan. 

Additionally there are continuing education requirements.

It's somewhat surprising as prices for Mass overall continue on their tear as "last month the median single-family sale price increased 5.8 percent to $402,000, up from $380,000 a year earlier.

So I guess it’s one or the other when option #2 is in play.

He was continually available and full of creative approaches and visions to help me find and get what I wanted in my life.

I’m sure you will do great if you continue to put forth the effort.Best wishes to you!