1) I have seen people get loans with just an offer letter, this is usually with like a first time buyer program and usually those are not available for multi-families.

We can only hope for a big change in leadership, that the city declare bankruptcy and cede its political power to the county and state, some kind of large federal spending program targeting poor areas or some kind of combination.

If you were considering refinancing w/ an "alternative lender" (eg. non-bank/credit union), many have paused their SFR programs.

USDA Loans for Multi-family UnitsThe USDA also offers loans on multi-family properties through its Multi-Family Housing Direct Loan program.

When the city opens back up there are abatement programs to help wipe those liens. 

This is called in a mortgage lender overlay -a qualification requirement applied by a lender that exceeds the standard qualification guidelines for a loan program. ...

Will be interesting to see how funded the program becomes.

The listing agent for the home I'd like to bid on thinks I may be disqualified from bidding due to close family relationship with an agent in a HUD affiliated office. 

Dear BP Hard money and Private Money Lenders,I'm new to Flipping /rehabbing after going through a 6 month immersion/coaching/mentoring program in RE investing, so while my company may be new, I have definitely wet my feet under the umbrella of my coaches.

Those getting their monies from hedge funds have either halted or drastically changed their programs.