You need his book, there are no magic calendars, software, or other things to buy - give it a look.

I am a doctoral student with: [list]little debt (car loan and 35k in student loans), little assets (3k in an index fund, 7k in a target retirement fund/Roth IRA, 1k in individual stocks, 5k in cash), little income (just my student stipend of less than $20,000/year and another $2-3000 from web design and illustrating jobs on the side), and a little family (wife and two kids).

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Then, make the beneficiary of each LT your corporation, personal property Trust, Asset Protection Trust, or Series LLC.

They sometimes forget about their own suggestions (escrow account) and when you have one with $20k in it, they look very favorable upon your ‘cash on hand’ and business-savvy practices not realizing that it is all current assets by GAAP standards; meaning you will expend it all in less than 12 months when the tax bills and insurance bills come in the mail.There is much more….

But I see what you are saying on the misc. charges that we will have to consider for the current townhome... like umbrella insurance, LLC (for asset protection), utilities, vacancy backup, etc. those would ideally increase the monthly expense by about $300 (or probably more).Seems like a TRICKY situation for us, I guess....

I dont' see any reason to cut into my golfing, skiing and traveling time in order to accumulate more financial assets.

The software I use helps investors manage all their prospects, search for sellers so they are prepared when they call, manage their buyers list, schedule their to do list, receive past due notification, and track their campaigns.

It would be nice if the lender (Wells-Fargo) would allow an assumption by the LLC, but I don't think that's likely since they would lose the ability to go after my personal assets if I defaulted.

There are lots of investors out there who loan money for real estate deals, and might be interested in loaning you the money assuming you are willing to put up some additional security in the way of the extra lots (or other assets).