So for 1-2 years I'll be taking in a lower rent due to the owner occupancy requirement on the hud home.  

Oh PS don't forget to look into transient occupancy taxes where ever you're looking to eventually invest.

I've seen standards like 70 sq.ft. for the first person, 50 sq.ft. for each additional person for occupancy standards.

What do they see them selling for per unit, what is the market occupancy rate.

Probably good to design in a chase or just run likes for future split AC while walls are open now.There's one big 4bd/4ba unit that I'm trying to position as attractive for a future owner occupant should I decide to later sell, which is mainly the unit I'm dealing with here.

I'm an owner-occupant here in Syracuse of a two-unit (househacking), and it seems I have the opposite situation of yours in a sense.

Parking is intended for personal vehicles in working order, and not intended for storage and use of recreational vehicles or work equipment such as trailers, equipment used in construction, landscaping, farming, fishing, forestry, or other occupations, boats, campers, all-terrain vehicles, and snowmobiles, or non-operational vehicles.

In all of my REO work I never had one occupant super pissed at me, even after an eviction.

That would certainly maximize your VA owner occupant benefits.

fha.org and here's an article on ithttp://library.hsh.com/articles/homeowners-repeat-buyers/occupancy-fraud-risks-not-worth-the-rewards.html