If the paperwork can be traced back to a web site that says for $50 we can give you official-looking certificates, you have a fake.  

What is the giveaway for fake paystubs?

It may seem like an expense you don't want to pay, but I promise you it will be cheaper in the long run than having a non-paying tenant occupying (and destroying) your property for the foreseeable future.Good luck to you.

There is a conflict between your license and the promises you make as a wholesaler and several layers of disclosure necessary.

The fiance promised to send in some rent by end of the week but didn’t follow through.

You promised to spend money. 

I would just apologize for upsetting them, note that even felons need work, and promise to keep your father from working on the property as long as they remain there.

Remember lenders can promise anything on the initial call then you get tens of thousands of costs deep and they re-trade or do not do the loan. 

Personally, I am never a fan of paying extra fees up front for the promise of savings in the future. 

So bottom line is you should figure on 4 to 5k for the loan out of pocket at least unless you can find an individual who will do it for less and has no over head etc.. hope that helps with explaining how the business works from a income standpoint of the lender.. and so on and so forth.Now you will get the fake lenders hounding you saying no problem just need to send me a 500.00 good faith fee or deposit etc etc and it will be credited back at closing.. those monies will be gone and lost forever..