So ratio analysis is also a better choice.

Secondly my fiance prefers a top unit (the two top units are a 1 bed and 2 bed and the 2 bed makes more money so i want to rent that out)I plan on having all the tenants switch to yearly leases (they dont have a choice on that matter cause my insurance is more expensive if they are month to month).

Those are your cheapest choice, as long as you're under the 10 mortgaged property limit.

I guess, given the choice of these three people, 1) your tenant who is late but pays in full and takes care of the place 2) a tenant who doesn't pay at all or 3) a tenant who pays on time but trashes the place and/or is very needy, I'd take your tenant. 

You may be able to send a self addressed stamped envelope to the municipality of your choice and ask for after the auction unsold liens listing. 

Regardless of your choice of path here, you MUST first fully understand all that is involved as a landlord, paying special attention to operating costs and how to evaluate deals and your market you intend to invest in.

If a tenant is in place they have two choices pay or get out.

And if no information is available, then perhaps that is a red flag right which indicates they may not be the right choice for your project.Also to say that “It's once you get near the end that it's easy for the contractor to move on to other jobs.” is relatively unwise.

Great choices on the finishes.  

Can you add additional landscape elements to compliment your choice color?