The only variable is the mortgage and a $10k swing in either direction doesn't seem to move the numbers much.

I ran through the house with an inspector and a contractor to get an idea what we were in for and figured overall we needed to put about $50k into a rehab (this includes contingency $ just in case).

I have had great success with HA as an owner and a guest but  they seem to disappoint more often than not.

They also have a monthly Saturday morning coffee meet up and a Cash-Flow game meet up that meets in Yucaipa.  

Go to a used camera store and get an older Nikon D80 and a good used lens.

Because the home lacks flooring and a finished kitchen it does not qualify for a conventional loan.

It's as if they think losing money and a bit of time is the worst possible thing that can happen to you.

I'd bet by the time you pay that loan off you will not be able to get a loan at 4% anymore.If you are a prudent investor you should be able to earn more than 4% elsewhere (SP traditionally has returned 6%, and is the most passive investment you can make) and as RE investors we certainly seek returns in excess of this, so don't worry about paying down that mortgage so quickly.

Here are couple of properties he presented to me:http://www.har.com/20610-alfonso/sale_27394662http://www.har.com/1931-jara/sale_36330833http://www.har.com/1839-jara/sale_54971563Are these worth pursuing with 25% down and a guaranteed lease agreement for the first 2 years with a return of 7.5%?

My team consists of myself and a lead carpenter.