I will appreciate if someone can give me a feedback about it based on experience working with it and finding deals thru them.

Would you send over the offer terms in a seller-financing contract or send over the potential returns for seller based on analysis?

The other option is a water tank.   

Personal Property Replacement Cost Coverage is not included, and valuation of contents would be based on the Actual Cash Value/ Depreciation.

If not, I would go closer to water, but not on top of it.

I am concerned that they might not be able to afford the rent. would you qualify a prospective tenant based on these numbers? 

I only do 12 month leases and re-evaluate the rent price based on market conditions at that time.

Investment property HELOCs are hard to find but a closed end 2nd mortgage on an investment property is going to easily be in the 10s and up for an interest rate.More about DSCR loans:DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans:1.

-Taking 10% reserve for vacancy, PM, and Capex-5% for repairs -All other numbers are standard values based on my area.

Here's my advice based on an 'n' of 1:- in my case, Insurance company agreed to pay 33% over asking price.