As they say, its always better to get lines of credit when you don't need it, than wait for when you do need it, then you'll be scrambling and won't have enough time to shop around.I like the 75% of LTV on the commercial LOC.

If you get into a he said, she said with every applicant your going to open up a bag of worms.  

I decided to start shopping small apartment buildings and try a different niche.  

I need to shop around more I guess.

I then went shopping.

Here's how I approached it:Searching on CL and Zillow got me to this SFH in the Hampden neighborhood of Baltimore (hipster/very desirable, lots of cute restaurants, shops, Whole Foods, etc.).

Shop that around.

Since you need to do your homework on Turn-Key, you may as well do your further homework and buy a move-in-ready retail property or even a cosmetic rehab property and save most of the Turn-Key markup and have freedom to shop for the best PM.  

Then, you just shop for properties which are not listed yet and "fill your buyers' orders".

Brew your own coffee, brown bag your lunch, stay out of restaurants, c-stores and malls unless it's your 3rd job.