(How much do you save by not using a realtor?)

Purchase price: $250,000 Cash invested: $62,500 Buy and hold investment.

Do you have cash if so how much.

The answer is usually due to no savings, poor credit score, lower income, etc.

I've managed to save up $20,000 and I'm considering investing it in real estate.

Here are a few ideas:- HELOC: depending on how much equity you have in your property, you may be able to apply for and borrow against that equity- DSCR: BP now has a find a lender link and I'm happy to recommend mine as well if you'd like; there are lenders who do loans based on the future rental value of the property- Borrow from your 401k: typically you're able to borrow up to $50k and if you have multiple 401ks, borrow from multiplesHopefully this gives you some ideas of other options to bring in some cash for your investment!

I paid 160K cash for that one, spent about 30k again and have it rented for $1,895/mo. 

Once the property is rehabbed, you can refinance into a DSCR loan with no seasoning requirements.I'll let some of the traditional mortgage brokers chime in, but traditional financing might require a 12-month waiting period to pull your cash back out.

My plan is to sell my current house which will give me around $300,000 and in the next 2 years me and my wife will save another $100,000 which come to the total of cash we have in hand is $400,000.

Make money, save money, buy a house in a neighborhood they believed in, manage it well, and hold it forever.