Even if the landlord started the repairs, it is landlord's responsibility to document and provide copies of receipts, invoices of work done to restore unit to pre-move in status.

They did not reply and push the responsibilities to the insurance company which is not stated in the agreement.

Your profile doesn't say where you are located, so it would be very hard for anyone to make a useful suggestion of books or resources.As a new member, there are several things you can do to increase the likelihood of getting helpful responses here on the forum.

She’s said some nasty things out of desperation and I’ve alway come back with polite yet firm responses, trying not to get emotionally involved.  

The rent premium usually doesn’t go towards the eventual purpose.

I'd be responsible for all of the project management.

It can be for investment purposes too.

If she wants to give money as a gift that’s fine, just do it below the gift exclusion for tax purposes, but taking a loan is probably a bad idea

@Craig Sloan  Thanks for your response.

Thanks for the response!