A guy in my town built a 6 unit apartment building 2 years ago and put the shower head coming out of the ceiling like that, but then put a regular head on it.

For instance, don’t trust anyone calling claiming to be from the IRS.

We are both on the deed.I recently got divorced in December of 2018, and in the agreement it states:"Within five (5) days of the execution of this Agreement, Wife shall execute and deliver to Husband a Quit Claim Deed conveying her interest in the North Carolina Property to Husband.

Get a hold of their nursing/employment assignment contract in case they try to pull a fast one on you and just squat or claim tenants rights.

If their "programs" worked like they claim they do, surely they would invest their time in that, and not hawking ebooks, right?"

You are correct that in any given year only $3,000 of capital loss can be used to offset regular income.

I would suggest using local non-national banks they are eaisier to work with and you can establish a relationship just going to use them regularly instead of just poking in one day asking for what they have for you.

I have several SFHs, and I am claiming full QBI benefits.

When you're working directly with regular people, all the terms are negotiable.  

But, it is pretty amazing how many appraisers claim they do just that.