We had what we think was a ghost or squatter who kept opening windows after they were closed, turn up and down the thermostat and put socks on the ceiling fan blades.

@Marko Zlatic As a syndicator in the apartment syndication space, I can categorically say that, from a busy professional's perspective, Passive Investing beats Active Investing hands down for a couple of reasons:If you are doing something you are (it seems like) already passionate about (YouTube), I'd say get better at learning that craft and parlay that capital into a passive play Real Estate has been proven to be a steady wealth creator in this country.For someone who is already busy, passive investing is a no brainer.

So in general, I’m not a fan of taking on added risk (investing) until/unless you have a solid financial foundation because investing is a long term proposition that requires cash/liquidity.

Hey everyone...I'm a long time fan of Bigger Pockets and a new member.

Dad is a Lakers fan.

Might even try CDs and some high yield accounts as well but I'm not a fan as I don't think the returns are high enough. 

I'm not a fan of dealing with bigger banks and the rates are typically better from credit unions in general.

But as a general rule, I'm not a big fan of sweat equity arrangements.

First though, let me just say I'm not a big fan of deals that don't support onsite management and are less than 75 units for several reasons.

Nothing shows more interest and passion in real estate than working in real estate- investing on your own or working for a firm.