For context, I normally hold off on bringing new listings to market from November toward end of year…this year has been different for sure.  

To help out Tampa landlords and tenants, here are some examples of normal wear and tear:1.

You are just using bonus deprecation for improvements that would have normally been depreciated over longer periods of times.

That 2021 limit in Oakland and the rest of the Bay Area is $822k, for example ($548k is most of the US, 'normal' cost of living areas), and towards the end of summer and into fall I always do a lot of loans for exactly that number.

I normally would reject this type of applicant because they don't meet my criteria but the market has not been so good and winter is coming so I may sit on an empty unit for months.

Normally off-street parking attracts better tenants.

Does anyone know if it is normal to have this happen?

Otherwise, you are back to <80% LTV which puts you back into the realm of commercial lending as well (aside from its poorer terms and conditions normally).  

Normally they are around $200-$300 billed every 4 months but in July i got hit with a huge $1400 bill, which is more than i allotted for my yearly water expenses! 

We give them the choice of a walk through once the roommate moves out and we charge them $50 for doing it out of the normal schedule.