I am trying to speak to the PMC (on email because I know it'll turn into a huge argument over the phone) because I have gathered information that one of the recent charges was for a repair that was well above the limit set in our agreement for a non emergency repair - they now (not surprisingly) claim it WAS an emergency repair.

For Ram's family university is non-optional, it's an expectation.

Bond -First, thank you for your service.

its a master plan  with community services fire station and police station. unclear who pays for those .. 

Full service?

Either conventional investment or debt-service coverage ratio. 

Services were not provided and they are crooks!

Honestly, the only non-negotiable is location.

Subsequently, I obtained estimates from licensed contractors, but the costs were significantly higher—3 to 4 times more—than those provided by non-licensed carpenters.

A non-profit organization that donates to projects with the goal of building net worth for individuals, investors, and corporations is taking an unconventional and philanthropic approach.