Some community banks or credit unions will go up to 95% loan to value on HELOC products. 

Having the opportunity to think things through and making an informed decision comes naturally with a market that moves slowly.

When you're competing with many other first time home owners and a shortage of product, it's extremely difficult to enter in.

@Mark Askew - there are solid cap rates in place in Anchorage for commercial - if you're looking for that nature of an investment - doing a wholesale deal here from out of state without some local knowledge... probably not advisable.

The refinance will hurt my existing cashflow at this group of properties but it’ll actually shorten my payoff period from 23 years to 20 years due to the change in loan product. 

My current profession is as a line production manager for an automotive company.

There was a time in DC where the numbers worked naturally.

It has a laundry room that is set up for four washers and four dryers on natural gas but not populated with machines.it serves 16 units in a very isolated rural community.  

First on the chopping block is/was naturally cash out refinances on rental properties.But some lenders were at 4% or 5%, room to absorb what others don't have capacity to do.

Some providers take the approach that a furnace or water heater with several years of expected life shouldn't be replaced in the rehab, but that the final product should be priced accordingly.