Yneed to keep it consistent with your area.

Do I just multiply 1803sq ft by $118.76 and call it good?

The existing tenants are long-term and consist(ed) of a pharmacy, medical clinic, dentist, law firm, bail bondsman, and 4,000+ of vacant space.

If you have a nice pool of candidates consistently though and you can keep the place filled, than 3x the rent requirement makes sense as it's just another level of screening and can't hurt.

It consists of (5) 2BR-1BA and (3) 1BR-1BA units. 

If you've found a way to consistently make great returns investing in real estate then it makes sense to go for it, and if you want to pull back, you can.

That individual has consistently made between $400-$600k per year for the past 10 years.  

Well I have consistently NOT done that.

However, lenders typically don't call a loan when the payments are consistently current - they sometimes do, but not as a rule and not usually unless they have a reason for it.One way around "due on sale" is to combine subject-to with a sandwich lease option.

If you know a few or literally any at all please let me know because I'd be happy to set up a meeting with them and I'm sure they'd be happy for your recommendation.Yeah, I get Holton Wise @James Wise deals sent to me all they time, I am absolutely looking to do business with them in the near future, I first need to lock down consistent financing in order to do so.