He said the problem with this is, the appraisal may come back high and the seller would have to "gift" me $15,000 which means she would have to pay taxes on it as I'm not related to her. 

Listening to bigger pockets these past three years gave us the gift of being able to think outside the box in different situations and we are so grateful! 

- find siding Develop myself as a great landlord- hold great tenants - create an atmosphere of honesty and trust - gift cards - meet monthly at least with landlord - systematize expenses on spreadsheet - receipt systemIdentify 3 solid business niches and write out how you would make it work.- read 10 business books- meet monthly with a businessmanHunt down off market deals in columbus and other areas to wholesale/ bird dog. - send 25 yellow letters - drive/ phone calls - billings wholesalers?

Kids needing gifts at Christmas.  

They first took too much out of your paychecks, and now they "gift" it back to you.

The right people helping is a gift fromHeaven.

So bring a gift, could be small.

Reserves cannot be derived from a gift.

Best holiday gift this year! 

The land was a gift from my father.