My plan is to get a college degree, start an apprenticeship as an electrician, and start building a rental portfolio.

My stock portfolio is risky, my real estate portfolio is conservative.

Today, I was presented with a 6 unit multifamily portfolio with 10.3% CR, 22% COC and NOI of 51k. 100% occupancy, with waiting lists and all rents are below market at this time..so room to improve. 

I have a great local lender in Fort Myers that holds many loans in their own portfolio.

Rather than our own home, we do not carry mortgage on any of the rentals.We're thinking to maximize the leverage to buy more rental properties without using more cash reserve, and want to ask BP members' advice on building a bigger investment portfolio by borrowing, or should we just wait for the current inventories to appreciate instead?

This is a key strategy to growing your portfolio at a reasonably fast pace.

OK I have an investor wanting to JV on a multifamily portfolio (6 houses), he will provide half of the down payment and find a line of credit for me on the other half.

I know one of them because I made an offer on his self managed portfolio.

There are some lenders out there that will do portfolio loans for a refi based on the property preformance under 5 units but those are harder to find and will have a higher interest rate and higher loans to value ratio.

What I don't know enough about is how to GROW my portfolio from this point forward.