Call me old, but my time is very valuable so I only want to take on opportunities that make me happy and fulfill me in some fashion.

As of about 2 years ago, the 3 biggest institutional SFR owners in the Charlotte area were American Homes 4 Rent, Colony Starwood Homes, and Invitation Homes.https://www.charlotteagenda.com/82814/charlotte-neighborhoods-bought-sold-wall-street/At the time, they owned 7000+ SFR in the Charlotte area between the 3 of them. 

A must view for beginner borrowers in my mind is the American Greed episode on Remington financialand a visit to Ingrid Robinsons website on how not to get scammed by fake lenders  or pump and dump due diligence thieves.. its ONLY GOTTEN worse with the public utterly confusing reliance on the internet to find these folks and their belief's in social media.  

They're WONDERFUL for cheap cooling and beautiful for heat at 30 degrees and higher, but most have told me even the brand new ones struggle below 10 degrees and they cost more to run than old fashioned electric below a certain temp.

Here are some banks that we've had success with that would be worth contacting:- Bank 21- Cornerstone Bank- Fidelity Bank- Alterra Bank- Great American Bank- TriCentury Bank- Missouri BankGood luck!

Americans like to spend money on all kinds of STUFF, that is a strong engine that drives many countries’ economies.Oil is traded in dollars; it is still the most trusted currency in the world.USA real-state is going strong will remain so for some time. some areas over heated they will correct, your likely culprits San Francisco, New York New York, Denver Chicago etc..

By pulling the plug on that stimulus the working class is going to be exposed in an adverse fashion.

American consumption is so redonkulous I like to look at as punching the the Great American Rat Race in the face.

Is it worth it to try talking to small banks to see if they would provide a loan like this in a one-off fashion?

The deal right now given that almost, if not all lenders in the space are what I think is overreaction to the market, rates have been eating sh*t for at least the last few weeks, in a very accelerated fashion.