Seeing how welcoming, supportive, and knowledgeable the BP community is, I’m reaching out for some words of wisdom….what’s the best way to break this paralysis? 

I would allow them to break the lease early upon them both leaving, not just one.

I currently make $400 over mortgage on a $150k house...and so far with a tenant turnover each year and minor repairs and upgrades, it's close to breaking even, maybe $100 a month profit.

And the good thing about lines of credit is you can do interest only payments similar to a construction loan or break the payments however you see fit.

However I don’t want to jump into a 12-month lease and then find a house I like halfway through and break the lease.

@Yousef Diab Wholesaling could be a great gateway for you to break into the industry.

Owner has property for rent and is willing to sell property on lease option  which is great but the owner want a application filled out with $50 fee. right the deal is stalled because I am not giving him a $50 application fee My question is has any body run into this before how do you over come this objection?

I advise for literally hundreds and thousands of MN rental units, I have a legal compliance department and offices who's sole job is to read, interpret these laws and communicate with the government bodies directly.

I do not worry too much about breaking down each checking account into smaller buckets for capex, vacancy and etc.

I'd like to make the numbers as accurate as possible, but unfortunately my utility here can't break out the gas from electric when asked for the average gas bill for a given apartment.