The risk is self contained in the asset itself.

Taylor, I have read the Aftershock book and studied up on the ideas of the author of said book and the topic of the article you linked.

Closing is 45 days with most HUDs, but some asset management companies have a 30 day close for cash buyers.

You can really do this two ways:option 1Show the loaned money in your bank balance (when you send through a bank statement I imagine this will already be there).Show the the loan as a liability to yourself.Show your 401(k) balance without the loan.option 2Subtract the loaned money from your bank balanceDon't show the loan as a liabilityInclude the loan balance in your 401(k) balanceEither way, your total assets (the bit the bank actually cares about) will add up to the same thing.

Big difference in financing available and how the asset will be managed from afar and required money for barrier to entry.

They performed as stated however we later realized these were *NOT* the assets nor headaches we wanted to deal with.

Hard assets will be the place to be, real estate and gold, and if you can finance RE with a modest amount of low fixed-rate debt (no more than 65% LTV to ensure staying cash flow positive in the coming carnage), then all the better.1996 21.2%1997 31.3%1998 23.4%1999 23.6%2000 -10.9%2001 -11.0%2002 -20.9%2003 31.6%2004 12.5%2005 6.4%2006 15.8%2007 5.6%2008 -37.2%2009 28.3%2010 17.2%2011 1.0%2012 16.1%6/28/13 YTD 14.0%

What you seem to be considering is a short term purchase/financing arrangement (lease-option) for long term asset needs (buy-hold) which violates the first golden rule of financing assets, you need a long term financing arrangement to acquire for long term assets.Another point, with rates so low, they will be higher in 3-5 years.

But if you have reserves, those reserves are assets, not expenses.

q=landlord&o=date Is a great reminder of the reasons that we want to carry enough liability for our assets.