The dilemma I am facing is the risk vs reward of tapping into the equity I have accumulated.

@Bryan PlaceImpossible to determine without knowing the address and running comps for homes of similar size and if they have a casitaA 1000sf house vs a 5,000 house a casita will not be worth the sameBest bet is to speak to a local realtor but typically adding it will not reap significant reward and the addition will be a lot more than what your home increases by

This heightened concentration was not witnessed in any other year, making it a unique and potentially concerning situation.The Fear of Missing Out (FOMO) phenomenon influenced many investors to pour heavily into these stocks, seeking significant rewards.

We all share the rewards and limits our risks!

Given it sounds like it provides a much bigger challenge living with your tenants, but sounds like potentially a higher reward for your efforts.

You'd be better off getting trade accounts at real supply shops, but be aware that most charge 3% to pay with a credit card.Second to cash flow management, reward points can be life-changing if you enjoy travel (or you think you'd enjoy travel).

You'll soon see that with diligence and hard work, real estate investments can be very rewarding.

None of them are easy or quick but the potential reward is definitely worth the effort.  

They failed to pay rent, so you're rewarding them by forgiving the rent and paying their moving costs?

Money is based on risk vs reward.