Is hard money/private money lender a better option to buy or does anyone have any other advice on this?

I would keep saving because you always need capital but we can always think outside the box too (partnerships, Hard Money, Private Money, Owner Carry, etc).

I'll private message you a link to a recording of a 2 hour class we did for the Northern Colorado Real Estate Investor on Financing here locally.

Instead of being focused on the public exchanges as the investing platform, however, they have the paperwork and staff training to document non-traditional asset holdings such as real estate, private placements, mortgages, etc.   

You could partner with someone, use Hard Money or Private Money, or owner financing among other things.

Wouldn't a surplus drive rent and values down? 

Now, the bank will require some documents before they approve you for any loan, such as; Copy of your drivers license/Identification, 2-3 years tax returns, 2 months pay stubs, investment documents/statements, an actual loan application, 2 years W's, 3 months bank statements, any retirement/401k documents/statements.

New to taking on on investorsI would greatly appreciate any advice from anyone who has used private investors in the past..Do you do guaranteed yIeld lIke 10%Have gou done equity?

I'm planning on closing a deal with the seller and we agree to the whole contract except for the earnest money. He wanted $1000 in earnest money at signing while I want (and really can afford) only $100. He came back ...

Are you getting this financing at 6% with a mortgage lender or is it a private lender?