Make an offer with a refundable deposit of $5,000 subject to a 10 day inspection period so they know you’re serious.

If tenant is willing to pay 1 month pre-paid rent  ( $750) in additional to the first month's rent ($750)  and security deposit at move in, then this pre-paid rent can be spread out over 11 months to lower their monthly obligation from $750/month to $681.81 so they can meet or almost meet the rental qualification of income being 4X the rent.  

The key is to find a bank that is aggressively seeking loans and deposit accounts.

For example, I often see Buyers purchase property thinking there is a $1,000 deposit but then the tenant claims it was actually $2,000 because they paid the last month's rent.

At that point you will have the (2) months bank statements needed that do not show a "large deposit" that would need to be sourced and seasoned.You might also want to look at other banks as there are more programs becoming available for 2023 up to 100% financing. 

That includes security deposit. 

Not soliciting just want some advice on a high level.PP $348,000FHA Loan 3.5% DownInterest Rate 3.125%Closing Cost Estimate $8700PITI $2650Property 4 unit Built 1974Sqft 2978Unit Mix 1 1bd1ba rent -$725 3 2bd/1ba - $780Gross Income $3065Deposits held (refundable 1st months rent)Fully occupied Tenant pays water/gas/electricity (individually metered) Upside Increase rents to market about 10-12% under market Implement surety bond for non refundable deposit Add on site laundry for additional income.

If they are nice, pay rent on time, and don't give you a headache I would just return the full deposit. 

., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)

Find a good tenantPeople who are house hacking and being landlords for the first time should take care to understand the state landlord-tenant laws and the Fair Housing Act to avoid breaking the law or discriminating against a tenant.When the space is ready to be rented, these are the general steps investors follow to screen tenants:Determine minimum tenant criteria, such credit score or income-to-rent ratioPre-screen tenants by discussing requirements such as the monthly rent, security deposit, rental application fee, and background check up frontGather and review applications from prospective tenants and get permission to run a credit report, conduct a background check, and contact current and previous employers and landlords to verify tenant informationDecide on the best tenant and sign a lease agreement.All the best!