Also, thanks to Janice and Alina for their suggestions as well.I think I'm going to contact some local lenders and set up appointments (I imagine I might have to do phone calls due to covid) to discuss both conventional and portfolio loan options they can offer me.

You'll typically get more phone calls, maintenance issues, turnover, and increased risk of eviction/skip outs.

The man seems "over the top" nice on the phone.  

You could start a note/list on your phone with addresses and research it later off the clock.

So the apartment looks abandoned, I called the tenant with the warrant and his phone was off.

Anytime we emailed or got them on the phone we were charged an hour for the little time we were on the phone.

The calculation for calculating NOI for a NNN leased property is a follows:Rental Income+ Reimbursement Income (Tenant reimbursing the landlord for operating expenses)= Subtotal- Vacancy/Collection Loss (% Applied to the subtotal)= Effective Gross Income- Real estate taxes (Typically reimbursed in a NNN lease)- Insurance (Typically reimbursed in a NNN lease)- Maintenance (This will depend on if single-tenant building or multi)- Utilities (Could be nothing is single-tenant building)- Management Fees (Typically reimbursed in a NNN lease)- General/Admin Expenses (Typically reimbursed in a NNN lease)- Reserve for replacement (Tenants do not typically reimburse for this)= NOINOI/Cap Rate = Market Value

I was hoping to find someone willing to spend an hour with me to go over this on the phone.

Keep in mind.Ask for a big kid to talk to over the phone that understands your needs and concerns in regards to mortgage lending 👌👍😁Hope that helps!

I am willing to help you out with some advice or even chat on the phone if you wish.