If you're looking to pull all equity out it may not work, but could be an option to explore with a balloon payment and short term. 

Hey BP, I have seen some people have been asked to give a down payment just to apply for a loan (in the last conversation I had , it was with an investor who needed a commercial loan) How common is this and why is that even asked before the loan has been given, would it apply to the balance eventually? 

Several factors can increase or decrease the adjusted basis, says McGuff.Increases in adjusted basis can result from:The cost of additions and improvements to the houseMoney spent to restore the property after damages or lossLegal fees incurred in relation to the propertyDecreases in adjusted basis can result from:Receipt of insurance payments due to a casualty loss or theftTax credits for home energy improvementsIf you sold your primary home last year, there’s little you can do to avoid capital gains tax liability when you file taxes this April, Liddiard says.

In terms of making sure you are buying right, you need to, again, trust the folks you're working with.

DSCR doesn't keep anyone ahead of any potential market dips, likely quite the opposite due to the pre-payment penalty's often associated therein.

Michele, not know how Maine laws work, I can tell you that in Washington State that if they request a payment plan for security deposit payments we must honor it.

How much do they need as a down payment ?

Unless I am missing something, this case does not support your opinion as I understand it.Likewise, the statute you reference has no bearing on the issue.Finally, the Introduction of the treatise states:When would parties entering a contract want performance to be specifically required, and when would they prefer payment of money damages to be the remedy for breach?

We have a real estate attorney, - Is there a suggested amount of properties to have in one trust? 

Most times the salesman sells them on a dream of having a zero dollar electricity bill, but never mention how the payments can actually kill you.