If it's the same, then it's little more than an accounting trick to make this property seem better at the expense of another.

*The greatest trick the devil ever pulled was to convince the world he didn't exist*

As you say the trick is to find the right properties that give you the ARV needed to cash out properly.  

@Mark NolanInterviewing the staff at each firm is not a great option for me as it will require many many hours of work, and I feel that if untrustworthy folks are able to get money out of savvy investors, they are able to trick me as well.

that's the trick getting the tenant to water the foundation and keep on top of it..

Doing that or even better actually hugging someone you care about for 3-5 seconds will do the trick.

I'm often amused by "the way around this" tricks of the trade...

I think the hardest part is explaining and convincing people this is legal, but a link to some relevant stature should do the trick.

There is a little trick involved.

in reality there is no given set of numbersyou have to take in consideration the market which nobody can predictwhen your looking at the refi rate and if you can pull a little money out the trick is to keep that money in a cubby hole for the rainy days- they will come it just is a matter of whenrun them at a 65% rate or lower just to make sure all the bases are covered, this way you know if you get in a pinch you always have the option to sell and try to cover all the loss if that happenscrunch the numbers from the bank point of view- you being the bank and not wanting to short yourselfenjoy