How exactly does title transfer?

Obtain financing as a new LLC; LLC is 25% ownership split four ways, all four members are gainfully employed outside of the LLC. 

The hurdle I'm running into is whether this can be a personal checking account, or needs to be a business checking account.All 3-4 people I've talked to said to simply form an LLC, and transfer the title, without a solution to renegotiating my mortgage in the process.

Just purchased a new property and can’t decide if I should raise the rent with the existing tenant. They’re currently paying on the low end of rent for the market. Thoughts?

I want to transfer the property into an LLC after we close.

Hi @David Geiger,Appreciate taking out time and responsing.Here are more details about the deal.Here in India JDA split are most commonly of two types.1 ] 55% - 45% share is either Profit/Margin/spread generated out of venture split in 55% for Developer and 45% for Land owner.Or2] 55% constructed Units are marketed and sold/leased out by Development firm and revenue generated out of it is entirely for Development Firm, they own this share of project.45% constructed Units are marketed and sold/leased out by Land owner and revenue generated out of it is entirely for Land owner, they own this share of project.Then,  At the signing of JDA/JV agreement depending on deal size, some money is transferred as guarantee or token to land owners, which is adjusted to above Share split.In this case, $1,200,000 US Dollars are to be transferred as Guarantee or Token amount to Land Owners firmThis amount is later on adjusted to either Agreed upon number of Units or Profits generated.

I make that same recommendation to anyone that asks me about how I do my business - even the young folks.Are you aware that you can move a beach rental investment to personal ownership?

Also lenders often have a due-on-sale clause with VA loans that if you transfer or assign the property the entire mortgage becomes due, so that puts you at risk of needing to scramble to get new funding to keep the deal.So even though it technically "could be done" it would be much lower risk if you can get in either as a first-time home buyer at 3%, use FHA at 3.5%, or a conventional primary residence loan at 5% down, and then assign it to your investment LLC a year later as you move out. 

I unfortunately live in a State that charges a 2% transfer tax for any title change (even between "sister LLCs"). 

- They ask you to send, wire or transfer money-will say things like “Disregard the Real Estate company information, we fired them and are leasing it ourselves”.