To use as a 3 family, there would have  had to be a use permit issued and a rental license active within the last 3 years.

For the access issue into the backyard: can't you just add a gate or a door or both?

Navigating these from a distance can be more challenging.Market Risk: You might not be as immediately aware of changes in the market dynamics, and reacting to market shifts can be more challenging when you're not physically present.Travel Costs and Time: Visiting your property or dealing with issues may require more time and resources, especially if it's a considerable distance away.In summary, investing out-of-state offers the potential for diversification and higher returns, but it requires careful planning, reliance on local experts, and a willingness to adapt to different market dynamics.

Too many potential issues with the younger crowd.

Maybe print the pricing off of their website and keep it as well in case there is an issue down the road."

You not taking action on this could potentially create issues in getting your property back.

I got another master gas tech, as a second opinion, who fixed the issue for $50, as it was a leaky stove.

No issues there at all.But never wanted to compromise beliefs just to make sales.Not my style.If we did that, we would probably just be another turnkey provider with a crap reputation.Grazie mille cario mio

That's the issue :(

In a perfect world, your primary would be paid off and the only HELOC on it would be for peronsal emergency issues - job loss, medical, etc.Recommend you find a lender that finances rentals, get a refinance going, then watch mortgage rates for the next dip to lock in a decent rate and close.