Student housing and vacation rentals will be higher.

@Dusty CorningThe service that I use doesn't provide a credit score.When I run the reports, I usually see late medical bills, student loans, parking tickets, etc, which I am okay with.

I do have what it takes, but being a full time student (broke) I need to budget some of that $1,000 towards direct mail marketing after obtaining the list, and am looking for other sources.

Also in for an update on the Germantown market like @Cliff Tsang, I purchased a couple of student rentals near Temple earlier in the year and I am considering Germantown next as I like the variety of homes (it does not seem to be block after block of identically laid out rowhomes).

I want to be able to mentor my students to the best of my abilities and so the more knowledge I can share with them the better off they will be.

Situation: I am renting a 4 bedroom apartment in a duplex in a college area and have 4 college students interested in renting it.

Surprisingly, some of my best tenants were a group of students (upper level) who paid their rent in cash 4 months in advance at a time.

We set up a company for liability reasons (college students you know). 

Regardless, I'm branching out into rural land investing a la Seth Williams as well as a student rental house to hopefully generate some better returns and overall positive REI juju!  

Now decuct any payments that would appear on your credit (car payment, student loan, credit card min payment).