Side note: We are new to the tenant screening and applicant process.

I got my RE license as a means of targeted learning about RE, but being that it was a side endeavor and my main job salary and satisfaction kept improving I never made a full jump into RE agent-hood and hanging my license with a broker.My question as a potential primary residence buyer in new big-builder home purchase, could I hang my license with either a 100% commission brokerage or a broker friend for the transaction to retain the buyer's commission?

So after song and dance seeing if the business side of NFCU could help (BTW they only offer 75% LTV max and not on your primary residence) only option to get the 95% LTV is to re-Title in our names and re-apply.

You might not find red hot deals on MLS, but it can be a treasure trove.

How are they currently sided?

I'm not sure about their business side, but I'd assume they're great as well.

It is not yours-yet...and may not be if the courts side with him.

Does each unit have it's own hot water heater? 

It's a hot market and that will be your first big challenge.Once you have your first property under contract, that's when you can start putting together financing details.

The Valley spans from Palm Springs and Desert Hot Springs in the West, to Indio and Coachella to the South East.