If you cannot survive without a certain partner and they have greater control over your business, then you need to adapt and conform to your partners demands.In this case, either eliminate ABNB from your operation, or abide by requirements.

The AIO is our only debt on the property and is in our personal name (not an LLC) as a requirement of the loan.We are looking to do an extensive addition/remodel on our personal home, and given current rates, we are considering using the AIO loan to help pay for it. 

The Lima One loan programs that require real estate investment experience are our FNF portfolios of 3+ properties, ground up New Construction, and Multifamily bridge. 

We use one bank to hold all of our escrows as required by state statue.

Second home also has requirements about occupancy that we are unsure we could accomplish. 

Requires patience and potentially looking for off-market deals.Accessory Dwelling Unit (ADU):Pros: Offers privacy and less noise transfer.

Investing may help investors avoid costly mistakes and losses by learning from others' failures and seeking mentoring or direction.Overall, while starting with limited capital requires creativity, resourcefulness, and persistence, it can also lead to valuable lessons, opportunities, and success in real estate investing.

. - We plan to continue working for the next 10-15 years, so the income requirement is at that point in time.

I think that purchase price is pretty close to the minimum loan amount requirement lenders have for conforming loans.

There aren't any special requirements.