I then have 60 days before I must move into the third floor apartment.Insurance Complications:- I have spoken to two insurance agents from separate companies, and they are telling me different things:- Agent 1: suggests residential dwelling policy (ACV)- Total Premium: $1841 / year- Deductible: $1000- A.

@Dan TurkelWhat I mean by structuring my own deals is not paying a premium for Turn Keys.

It has vinyl siding and is on about a 1/3 acre lot.I asked ISG for a quote and sent to them the listing only (no one has been onsite to check out the duplex).This is what I was given as a first quote:Total annual premium $2,111.52========================================1.

Valuing it through the lens of a "user premium" won't cut it.

Without considering taxes, cash on cash for me should be north of 12-15% and then adjust from there considering the quality of tenants that will want to live there in direct relation to how much your PIA risk premium is. 

We are in a high-end market, and our problem is that people pay a significant premium for new construction or completely renovated homes, but appraisers will really take that into consideration.

Rentals that are in desirable areas (areas I have identified quantitatively as those that command rent premiums against the metro average) usually don't sit more than a week or two on the market.

Hello BP community,when obtaining insurance for your new investment property, what balance between the deductible and total premium do you look for?

.$200 is the cost per room.1.10 is a 10% adjustment factor for purchasing small things.P is a premium factor for items, e.g. luxury sheets, pillow top mattress, etc. 

Guess which premium just doubled.