I found a like property listing at 415K with a recent price drop of 35k. 

To me that clause would drop the price a lot.

Isn't it weird what the universe "drops in your lap" when you put a new intention out there?

This also drops the cash flow per unit to only $27/month.Cost/Unit  $51,800 Capitalization Rate  6.88%GRM  6.38Cash ROI (COC)  21.15%Total ROI  102.19%DSCR  1.10                                                                    

Not doing this could drop the value up to 70%.Third, terms should require a decent down payment, amortized over no more than 10 years, with no balloon.

If I were to exclude the in-state absentee owners, it would drop the list to 130 people.  

And then a deal gets dropped into my lap and here we go again.

Example a bank drops a foreclosure 15k below normal to sell with a tenant in place.In my world the discount is too small because I know what will be involved.

I had Usaa on my primary and called progressive and they dropped it in HALF (for the same replacement cost and coverage).

Yes they stay for 2 years however they only hurt your score for 1 year.In the meantime keep paying credit cards, loans, etc on time and it will balance out those hard inquiries in no time.When I applied for my car loan last year I had 9 inquires on my credit and my score dropped 20 points.