@Lien Vuong Quincy is my personal favorite due to asian food and community but as you mention slightly far from the city for STR but if I get a walking distance from the T, that would be doable. 

Thanks Hey Patrick, Having a business bank account allows for clear separation of business and personal expenses.

Feel free to send me a message if you're looking for more detailed info.

I personally have success in doing flips with my partner here in Ohio. 

FHA and VA are government agencies and will have access to all of the applicants personal and financial information.

Each piece is a pricing add.Location, unit type/number/style/mid rise/single story, mortgage middle FICO, Down payment percent, prepay type, 3 points - no points, market rents, property good to perfect condition, rented at close with verification, reserves, vesting is real person or single LLC are the pieces that deliver a rate at a moment in time.

Personally, I would just knock on door.  

I'll go over the best steps I feel would most efficiently get an RAL off the ground and how I am currently evaluate future projects.

every person who builds a house or a commercial building has to do so with 25% equity to get it financed with a bank. there is absolutely value in new construction. the hard part becomes making sure your architect knows how to design a building that can make money. but saying you don't know how to is a little silly it's the same idea as existing but ground up you just study the market and look at land more than you do anything else. you can build a house anywhere but you want to do it in better areas. it's either than or higher density's smaller floorplans, etc 

When I try to analyze a deal, I feel like there are so many steps within each step that make it more difficult to actually figure out how to do it.