I'm committed to educating myself first as much as possible, and I'm hoping to get advice/comments prior to my first investment from the community (online and local) as I go thru this journey.

Or is there an online channel I would use to request this information.

I looked online and everybody acts like they do foreclosures, but they really only do bankruptcies once I called a number of them.

I would say you're a pro now b/c you've taken the first steps to get off the bench and get into the game.  

The description in my subject line may be a little confusing - I have experience building, rehabbing, buying and selling, but I have been out of the game for some years.

The seller/optionor can easily verify monthly online that you've made the payment.

Looking at my very first inquiry from my very first online ad (craigslist).

So, I don't really have a question per se, but any thoughts, tips, etc. on this situation would be very much appreciated.  

Should I attend a physical real estate school or should I take online classes?

It's what's left over to service the debt after operating expenses have been paid.Another tip, sellers are generally more willing to finance when the property is in poor condition.