I have dealt with this numerous times with my clients.  

This is regarding a 13 unit building in Illinois that went condo in 1979. The building has 12 above ground units and a single garden unit. In the 1979 condo declarations the garden unit is listed as a 1 bedroom with a...

We've spoken to numerous lenders across DFW, and every single one will give us a different response.

But I'm probably too conservative, too paranoid, etc. so there's a element of risk/reward.All of that said, with a $199K asking price there are plenty of people who could just pony up the cash and buy it straight out.  

I have had numerous at home deaths and none ever required a "special team" to clean up.

I've read numerous long-winded threads on this topic but am still unsure as to how to proceed.

The key element is that regardless of which city they are in, they are both going to be familiar with the VA Residential Landlord Tenant Act.

Payment history is the biggest portion of the score in both FICo and Vantage models, but not the only factor.As the OP mentioned, the high utilization is likely the greater contributing factor to the 600 score.A credit is merely the numerical representation of a person's likelihood of going 90 days late anytime in the next two years.

I don't have the stats off hand for all units but some of them are better than others at lower temps etc, some have electric resistant heating elements to assist in creating heat.  

So when an oven element goes out, do you replace the stove?