I don't understand your sentence "The whole point of VA home loans is no money down but why Multi Units?"

With confidence, I can say that real estate is my vehicle.

I cut the tree up and removed it but it was up to him to file a claim with his insurance company for the damaged vehicle.

Also,we have the option of a VA loan, I’d like to save that to use for a bigger property investment like multi family, but does anyone have any suggestions for me otherwise-to use the VA loan for SFH or save it? 

I will post the outcome.I have been looking for multi family properties, but the hunt continues.

I would ideally like our first deal to be Multi family with 20-25% down.

grandpa lived there.. still stuff and vehicles on property... needs work, but its a BIG house, with a granny flat added on upstairs... 

Not sure how big your city is, but where I live, any sort of new multi-family or shopping center construction is a pretty big deal.

Paying cash may help investors sleep better at night (ignorance being bliss) but losing all that money every month is certainly not wise investing.A wise investor maximises leverage to generate highest returns on cash and holds a reserve in other vehicles to be used for the same security as dead equity while still earning maximum returns.

And if the home is designed with them in mind (ADA compliant bathrooms/kitckens, elevators for a multi-unit, etc.), it just seems like a good way to go.