They also act as a very significant and very important risk and privacy buffer over and above the work component.

If your company does a match, that is also an instant boost to your starting capitalization.If your plan offers a Roth component, you should seriously look at that. 

I work with investors who want more cash flow, so their main goal is to invest in markets that have high rents, high rental demand, low taxes, and a good price to allow you a good amount of cash flow after all expenses are deducted. 

That is the main reason why I am worried.

Jason basically there are about 3 different types of syndicate deals.Stabilized properties with no upside but regular rental increases.Properties with some income but some upside to fill up.Properties that have a larger value add component with typically more equity growth but not much cash flow the first few years as a pref to investors.There are some investors that want the money TODAY so more of the stabilized properties.

I use 4 main categories of asset/liability:Retirement accounts/529 planLiquid equities (stocks/mutual funds)Real Estate (properties and bank accounts)Personal (personal accounts, vehicles)I was going to use personal capital, but they had trouble accessing all of my various accounts and I got uncomfortable with having a 3rd party have my usernames and passwords.

I know this is a complicated subject, mainly because there are lots of investors who are happy to break the law (because the police don't enforce it) and so this has led people to have wrong opinions about what is legal. 

@Matt Michaelson - loan payment is not a component of Cap Rate.

Link included below:https://www.loopnet.com/Listing/220-Main-St-Terryville-CT/15205487/

Mainly, I would like to know if this is a good starting location, but I would also like to connect with agents, wholesalers, sellers, and anyone else that could help me make the jump into the market :)