I did contact the borrower, & she volunteered to just send me the interest due.I will send her a Release of Promissory Note.The title co. did not provide any sub & recon document for us to sign.Their legal dept. copied & pasted some Calif regulations into an email & said they were done.A realtor friend has one I can use, but honestly, I'm going to get some help to fill it out.I looked up the title co on Yelp & see they have horrible reviews from what appear to be legitimate, experienced people.  

No dwelling designed for occupancy by a single family shall be occupied by more than one family, nor shall any such dwelling exceed two and one-half (2-1/2) stories in height.

Borrower loses legal right to reinstate in about two days so, unless they are stroking a check to reinstate within two days, or a check to pay it off in the next seven days, BK would be the only thing that would guarantee a hold on a pending sale...if you can't compel them just because. 

However, the resident refused to sign based on the premise that the contract had already been signed by both parties and represented a legal contract.

If there are no toys and the flowers are all dead from last year, that's another sign that it might be unoccupied.I am not a lawyer and this is not legal advice. 

If you do choose to do yourself be sure to check codes as some things you can’t legally do yourself with a rental property.

Sorry NOT legal.

You can likely find the form for your state by using your state name and real estate legal forms in the search criteria in Google. 

When the DD period ends and you go hard with your money, either you close, default or you have some legal claim to rescind.If the seller is dumb enough to give you more than that, congrats.

There are a number of legal ways to deal with this situation and they all have the potential to benefit you.