In many areas I've looked rent to value ratios have not made sense and the "first look," policy has prevented me from bidding on the low priced ones that did make sense.To think you can find 20 financed properties through HP isnt impossible but much more difficult not that the inventory of HP properties has dwindled, atleast in areas I am looking at.

However, not saying its impossible if its filed correctly on your tax return via schedule C, or miscellaneous interest income and you have a 2 year track record of this on your taxes it could be used...

So I could buy all of the insurance in the world, but if a strong wind blew over the building, it would be impossible for me to rebuild my 3rd floor unit.Good luck to you!

Digging out" 2' in a basement is likely impossible, along with foundation issues.All kinds of design/permitting issues.

Make an offer to the lender, let them know the guy is behind bars for awhile, talk about judgment proof and impossible collections, LOL (unless his estate has money). 

What I decided to do was ask for a reconsideration based on the fact that my current house has stairs that are difficult for me to climb and impossible for my mother.

Because of the way our office room is situated it is impossible for my wife to even look at my monitor while I am online.

Helps to give me a jumping off point and @Steve Wilcox that ties into your questions because I am asking in general for the purpose of just knowing if that type of deal even exists before I spend a ton of time working on something that is impossible.

I was looking to put as little down as I possibly could, which I now realize is becoming impossible because it seem the lowest down is 20% for investment properties.My first question is how do people obtain private loans, and would I be eligible for one?

There is nothing wrong with doing a lease and giving an option, so long as you are not financing it.There is another predatory aspect you mentioned. charging more for a property since you're "financing" it, financing does not add value to the RE, charging a premium will  reduce the equity required to finance in most cases, making some deals impossible to close, it's an intentional tactic to get the property back and is predatory.