Maybe the interest rate is too high and the rent isn’t high enough. 

Can folks provide recommendations on agents willing to do so ?

He can use the $2–3 million to purchase multiple properties, provided their combined value meets or exceeds the ranch's sale price.

However, this approach may require a compelling story or project to attract contributions.Some people opt for personal loans to cover the down payment, though this can come with high interest rates.Lastly, some private lenders may base your loan amount on the property's as-is value rather than the purchase price.

., the destruction threshold); which Property characteristics the destruction threshold percentage applies to, such as market value, assessed value, replacement cost, or unit count; for Properties with multiple buildings, if the destruction threshold percentage applies to each building, or all buildings as a whole; the replacement cost to rebuild per current requirements for zoning, and land use; the Property’s continued marketability, and economic viability; the amount and type of Borrower-maintained insurance coverage required per Part II, Chapter 5: Property and Liability Insurance, Section 501.02C: Ordinance or Law Insurance; insurance loss proceeds payout, compared to increased rebuilding costs, including from building code changes, Americans with Disabilities Act compliance, and the municipality's local zoning requirements (e.g., green compliance for new buildings, etc.); the sufficiency of estimated insurance proceeds from ordinance or law insurance and other coverages to repay the Mortgage Loan in the event of partial or full casualty, or condemnation; and for a Tier 3 or Tier 4 Mortgage Loan, if requiring execution of the Limited Payment Guaranty (Form 6020.LPG) would mitigate the risk of the as-rebuilt Property not supporting a Tier 2 Mortgage Loan.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I have a duplex where I rent out the garage and in my lease I state:“Tenant understands that Landlord doesnot provide any security alarm system or other security for the Premises.

Cash How did you add value to the deal?

Price versus value.

But someone with a high credit score without previous landlord rec’s or bad rental history may not make the cut for me. good luck!