Greetings,I have recently been shopping for houses in an area where prices have been increasing quite significantly recently.  

Greetings,Thursday June 16, 2016 - Once again we meet to share Encouragement, Education, Experience.

If your debt is consumer debt, such as high-interest credit cards, it is best to get out of those as soon as you can. 

Also start by getting credit cards when you turn 18 and build that credit because credit is vital.

However, he has $50000 credit card debt.

However, he has $50000 credit card debt.

Use a credit card and pay it off after the refi5.

We can speculate about it all day, but the truth is, some very well paid developers, builders, and bankers are continuing to encourage more growth of apartments in Bloomington... so they must be onto something.... unless they are building a tiny house of cards in Bloomington.

Did they reimburse you with checks or was there a joint credit/debit card? 

If you want to make an impression go back in a week with a business card, an 'if you ever want to sell note' and a box of donuts.