On the loan side, you mentioned 15-20% down.

Ideal for me.The only issue is structural issues; the agent recommended that I go with a FHA 203K loan.

This not only adds an unexpected financial burden for frequent battery replacements but also leaves the reliability of these locks in serious doubt.What compounds the frustration is the absence of any low-battery indicators or warning systems.

But the refi will likely cost you $3,000 - $5,000 - so there goes a good chunk of change that maybe you can refi into the loan... but it is really just a hit on equity.   

Our financial support demonstrated our commitment to providing the necessary resources for successful real estate investments, enabling a smooth and profitable transaction in collaboration with our partner, Garrett Moretz.

I own a few condos solely under my name and with loans in the Orlando area.

I completely understand where you’re coming from, and I appreciate the opportunity to address these points.Be CautiousIt's wise to take a step back and evaluate any program carefully before making a financial commitment.

Most lenders wont lend with out title insurance and time to underwrite, so wo t loan on auctions.This is the market I work in in  WA state, best of luck and don't go over your $ number! 

Cash out Refinance: If you use this option then it basically resets the clock on Mortgage and is essentially a new loan.

As mentioned, a bank or credit union that keeps the loan.